Privacy Policy & IRS Circular 230 Disclosure

Electronic mail sent through the Internet is not secure and could be intercepted by a third party.
Please do not e-mail transaction orders, fund transfers, or send time-sensitive instructions. Guterman Organization and David A. Guterman cannot be held responsible for carrying out such orders and/or instructions. E-mail messages are not private in that they are subject to review by the firm, its officers, employees, and governmental regulatory agencies.

IRS Circular 230 Disclosure: Please be advised that any discussion of U.S. tax matters contained within this communication (including any attachments) is not intended or written to be used and cannot be used for the purpose of (i) avoiding U.S. tax related penalties or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.

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